I've decided to share a few things I've learned throughout my life.
For those not interested in their financial future..
Don't bother reading on.
For those who still hope to be supported financially by their family throughout their life...
Don't bother reading on.

Lesson 1

What Exactly Is The “Rat Race”?

Well let me describe it to you.

Every morning, you get up and prepare yourself to go to work. You shower, eat
your breakfast, get dressed and travel by bus/train or drive your car to your
office.

You reach your office, go to your cubicle, sit down and switch on your computer.
And the first thing you do when your computer’s switched on is you check
your email! I know because I’ve seen countless people and they all tell me the
same thing.

After you go through “email hell”, you watch the clock and find out that lunch’s
just around the corner. And so you zip down to favorite eatery that you’ve been
dining at everyday for the last 5 years.

You finish your chow and then you head back up to your desk, sit down at your
chair and wish that you could just fall asleep! Who else knows that after lunch
feeling?

But you can’t.

You boss is yelling for you to get this report prepared and done, your inbox just
flooded in with another gazillion emails chasing you for all this work that
needs to be done.

Somehow you manage to pull yourself together, endure the pain and get back to
doing your chores. You finish that report, you reply to those gazillion emails and
in fact, you even manage to squeeze in some extra time to handle that nasty
customer that’s been a constant thorn in your neck.

So you finish your work for the day, five o’clock comes and you take the bus/train
or drive your car through peak hour traffic back home. You come home to your
family, you have dinner and take the nice warm shower that just feels so good.
Maybe you sit down to watch television or you read the papers and before you
know it, it’s coming to midnight. So it’s off to bed and you wake and you repeat
this all over again!

You’ve Been Playing Out This Scenario
Everyday, Just Like Clockwork, For The
Last 5, 10, 20, Even 30 Years!

You get two to three weeks paid vacation/sick leave each year and occasional for
overtime work.

You get paid by your employer for your services every payday. If you don’t like
your job anymore, you find another employer for better pay. Year in, year out,
it’s the same routine.

You see, when you work for somebody else and not for yourself, you are
focusing your efforts in making somebody else richer.

And that my friend is called the “rat race”.

I feel overwhelmed already just describing it to you. But it’s no fairy tale. This is
happening everyday, everywhere for countless people just like YOU.


Let me ask you this: “Do you honestly like this feeling?”
And I know the answer is that you don’t.


So why are you still doing it? And why have you been doing it for the last 5,
10, 20, even 30 years?


Why You MUST Design Your Own
Financial Future!


You see as an employee, your income is always limited. You are basically
trading your time away for money! And you can only have 24 hours in a day. No
more, no less.

So there will always be a limit to how much income you can create because
you, at most, can only trade 24 hours a day for a salary.

And that’s why when so many people think that the way to making more money
is to spend more time working, they always end up burnt out, tired and
disillusioned with life.


There’s a better way than that. And you know it.
All too often, people are trapped in this race because they never bothered to
know where they are headed.


They only notice it at times when they run short of cash for unexpected expenses
or when they realize what will happen to them when they reach retirement age.
And still they forget about it and do nothing to improve their lives.

End of lesson 1 =)

~Jian
Spreading financial freedom throughout